Q: Is the service free?
A: Absolutely free!
Q: Can you finance a vehicle that I have found at another dealer?
A: No. Auto loans are for vehicles purchased from our participating auto dealers only. Our participating dealers have been selected based on a strict criterea in quality and quantity of used vehicles in inventory. We are confident that you will find the vehicle of your choice within the inventory of our automotive loan partner.
Q: Who can use the service?
A: Anyone who is in the process of buying a vehicle, and this, regardless of your credit history. In other words whether you have Good, Slow or Bad credit, you will obtain a pre-owned certified vehicle at a very competitive price and finance rate. If you have good credit, you will obtain a rate lower than any bank. If you have poor or no credit, you will obtain a rate lower than most other car dealers.
Q: Will I be approved for a loan?
A: In order to qualify for a bad credit loan, you must;
Rest assured, we will help you. We have facilitated auto loans to many clients with special financing needs.
Q: What is the procedure?
A: First you must complete an application to get a pre-approval. You will thereafter be contacted by a participating auto loan specialist who will discuss the best possible financing terms available to you. Once your loan is approved, you can select the vehicle you would like to buy at our participating dealer based on your pre-approved amount. The whole process takes approximately 24 hours.
Q: What vehicles are available at participating dealers?
A: Any vehicle you desire provided you are approved for the loan. Once your loan approved, you can select your vehicle amongst the participating dealer’s inventory and if not immediately available it will be ordered for you according to your requirements.
Q: What model years can I purchase?
A: Vehicles are no older than 5 years. It’s an excellent way to be assured of obtaining a vehicle that is certified and in excellent condition so that it will provide you with worry free ownership. All vehicles are fully inspected, certified and come with a 2 year minimum complete warranty.
Q: What are the interest rates for an auto loan?
A: Interest rates are determined by the actual lenders and are influenced by several factors, including the severity of credit problems, the amount of down payment, the vehicle age, employment stability and the degree of credit risk. An auto loan expert will explain these factors, and tell you exactly what your interest rate will be after having received your car loan request.
Q: Can I use my existing vehicle as a trade in even if it has an existing loan on it?
Q: Can you finance a vehicle that I will purchase from a private party?
Q: Do you finance motorcycles?
Q: Do you finance motorhomes?
Q: Do I need any cash down in order to obtain the loan?
Q: Who will have access to my personal information?